$5K to $2M to grow your business. Funded same day.

One short application, a soft credit check and real options.

Step 1 of 9

Choosing an answer moves to the next question.

Step 1 of 9. How much funding are you looking for?

Checking your options will not affect your credit score.

$100,000

$5,000$2,000,000
  • 256-bit encryption
  • Soft credit check
  • No obligation

Same-day funding available for approved applications on business days.

Before you commit to anything

See your options. Risk nothing to look.

Checking what your business can get comes with no strings. No hit to your score, nothing to sign and a real person to walk you through it.

Credit checkSoft

Score impact: none

A soft credit check

Looking at your options will not affect your credit score.

Your options are ready

Take one, or none. Your call.

Accept Not now

No obligation

See your options first. Accept one only if it fits your plans.

Business name
Mobile number
Email

Encrypted with 256-bit TLS

Bank-level encryption

Every answer you send is protected with 256-bit encryption.

~2 min9 short questions

No uploads or paperwork to start.

About 2 minutes to apply

Nine quick questions. No paperwork to get started.

$5K$2M

Ask for what your plan needs

$5K to $2M

Small or large, one application covers the whole range.

Your funding specialist

Calling about your options

LaterAnswer

A specialist who calls you

A dedicated funding specialist reviews your options with you.

Swipe for more

$5K

The smallest amount you can ask for

$2M

The most a single application can request

~2 min

To finish the application

Same day

Funding for approved applications on business days

From application to account

Watch your funding move, one step at a time.

Application status

Funded

Example

Approved amount

$180,000

Same business day

  1. Application sent9:12 am
  2. Specialist review9:40 am
  3. Options ready11:05 am
  4. Offer accepted12:20 pm
  5. Funds sent3:45 pm
A business owner holding a phone at a desk
Deposit receivedExample

+$180,000.00

Business checking, today at 3:45 pm

How it works

Three moves from asking to funded.

No branch visit, no stack of forms. Start on your phone and finish with a call.

Check my options
  1. 1

    Tell us what you need

    Pick an amount from $5K to $2M and answer a few quick questions about your business. About 2 minutes.

  2. 2

    Talk through your options

    A funding specialist calls with the options your business qualifies for. Compare them, ask anything.

  3. 3

    Accept and get funded

    Choose the option that fits. Approved applications can be funded the same business day.

Two business partners looking at a laptop together

Ways to fund

One application. Four ways to fund the plan.

  • Merchant cash advance

    A purchase of a share of your future receivables, not a loan. Payments move with your sales.

  • Revenue-based financing

    Capital repaid as a share of revenue, so slower months ask less of you.

  • Business line of credit

    Draw what you need when you need it, up to your approved limit.

  • Term loans

    A set amount with a set schedule, for plans with a clear finish line.

Your specialist explains the options your business qualifies for. All funding is subject to review and approval.

FAQ

What owners ask before they apply.

Still curious? Email hello@growthshelfcapital.com.

How fast can I get funded?

Same-day funding is available for approved applications on business days. Timing depends on when you apply, how quickly you accept an option and your bank.

How much can I ask for?

Anywhere from $5,000 to $2,000,000. The amount offered depends on your business and its revenue.

Will applying affect my credit score?

No. Checking your options uses a soft credit check, which does not affect your score. A hard inquiry may happen only if you accept an offer.

Do I have to accept an offer?

No. There is no obligation. Look over your options, ask questions and decide only if one fits.

Is a merchant cash advance a loan?

No. A merchant cash advance is the purchase of a share of your future receivables, not a loan. You pay it back as a share of sales, so payments follow how your business is doing.

What do I need to start?

About 2 minutes and a few details about your business: the amount, monthly revenue, time in business and how to reach you. No paperwork to start.

Who will contact me?

A dedicated funding specialist calls you to go over your options. You can also reach us by email at any time.

Is my information safe?

Your application is protected with bank-level 256-bit encryption. See our Privacy Policy for how your information is used and shared.

Ready for the next stage? Start with $5K to $2M.

About 2 minutes, a soft credit check and no obligation. Same-day funding for approved applications on business days.

Check my options
Growth Shelf Capital

Funding is subject to review and approval. Not available in all situations.

All financing is subject to approval and underwriting. Financing for business use only. Checking your options uses a soft credit inquiry that does not affect your credit score; a hard inquiry may occur only after you accept an offer. The total cost of financing, the payment schedule and all fees are disclosed in writing before you sign.

By submitting the application you agree to be contacted as described in the consent box on the contact step. See our Terms and Privacy Policy. A merchant cash advance is a purchase of future receivables, not a loan.

© 2026 Growth Shelf Capital. All rights reserved.